diff --git a/python/semantic_kernel/schema/kernel_json_schema_builder.py b/python/semantic_kernel/schema/kernel_json_schema_builder.py
index 5ec519b5b377..b7c243e3b36e 100644
--- a/python/semantic_kernel/schema/kernel_json_schema_builder.py
+++ b/python/semantic_kernel/schema/kernel_json_schema_builder.py
@@ -89,11 +89,20 @@ def build_model_schema(
             field_description = None
             if hasattr(model, "model_fields") and field_name in model.model_fields:
                 field_info = model.model_fields[field_name]
-                if isinstance(field_info.metadata, dict):
-                    field_description = field_info.metadata.get("description")
-                elif isinstance(field_info.metadata, list) and field_info.metadata:
-                    field_description = field_info.metadata[0]
-                elif hasattr(field_info, "description"):
+                # `FieldInfo.metadata` holds constraint objects (e.g. annotated_types.Ge)
+                # alongside any description metadata supplied through Annotated,
+                # so only strings and dicts can be descriptions; never use
+                # `metadata[0]` blindly as it is most often a constraint.
+                field_metadata = getattr(field_info, "metadata", None)
+                if isinstance(field_metadata, (list, tuple)):
+                    for meta in field_metadata:
+                        if isinstance(meta, str):
+                            field_description = meta
+                            break
+                        if isinstance(meta, dict) and meta.get("description"):
+                            field_description = meta["description"]
+                            break
+                if field_description is None and field_info.description:
                     field_description = field_info.description
             if not cls._is_optional(field_type):
                 required.append(field_name)
diff --git a/python/tests/unit/schema/test_schema_builder.py b/python/tests/unit/schema/test_schema_builder.py
index 5d24a599c96c..a2a93579ab81 100644
--- a/python/tests/unit/schema/test_schema_builder.py
+++ b/python/tests/unit/schema/test_schema_builder.py
@@ -455,3 +455,41 @@ def test_build_schema_with_nonpydantic_structured_output():
     }
 
     assert structured_output_schema == expected_schema
+
+
+def test_build_model_schema_field_description_with_constraints():
+    """Field descriptions must survive when the field also has constraints.
+
+    Pydantic stores constraints (e.g. `ge=0`) in `FieldInfo.metadata`; taking
+    `metadata[0]` as the description leaks the constraint object into the
+    schema, which then cannot be JSON serialized when sent to the model.
+    """
+    from pydantic import Field
+
+    class ModelWithConstraints(KernelBaseModel):
+        count: int = Field(description="number of items", ge=0)
+        ratio: float = Field(description="the ratio", gt=0, le=1)
+        label: str = Field(description="the label")
+
+    schema = KernelJsonSchemaBuilder.build(ModelWithConstraints)
+
+    assert schema["properties"]["count"]["description"] == "number of items"
+    assert schema["properties"]["ratio"]["description"] == "the ratio"
+    assert schema["properties"]["label"]["description"] == "the label"
+    # the full schema must stay JSON serializable (function calling payload)
+    assert json.loads(json.dumps(schema))
+
+
+def test_build_model_schema_annotated_descriptions():
+    """Descriptions supplied via Annotated metadata must be used, also with constraints."""
+    from pydantic import Field
+
+    class ModelWithAnnotated(KernelBaseModel):
+        amount: Annotated[int, "amount description"] = Field(ge=1)
+        tagged: Annotated[str, {"description": "tagged description"}] = "x"
+
+    schema = KernelJsonSchemaBuilder.build(ModelWithAnnotated)
+
+    assert schema["properties"]["amount"]["description"] == "amount description"
+    assert schema["properties"]["tagged"]["description"] == "tagged description"
+    assert json.loads(json.dumps(schema))